Columbia Bank Payday Loans Review - Coeur D Alene, Idaho

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5 4 reviews
Organization owner?
200 W Neider Ave, Coeur d'Alene, ID 83815, USA
+1 (208) 667-4763
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-10-27

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Columbia Bank?

Here you get acquainted with the reviews of our clients.

Only an ID is needed to submit an application. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Dr. Dennis Marks Jr.

I took the first loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Torey Ondricka III

The money are transferred to my credit card. I pay back through my personal account. The payment is efficient and fast. Pay on schedule and there will be no problems.

Landen Balistreri MD

Columbia Bank seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Mertie Carroll

Note

Pay Attention

Above-specified info provides the details about a exact lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Coeur D Alene, Idaho

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Coeur D Alene, Idaho are taken out problem-free. The interest percentage depends on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Columbia Bank help take out a payday loan in Coeur D Alene, Idaho?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Coeur D Alene, id consider this circumstance not a drawback to take out a loan. The recipient of a loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on time and not only cope with current difficulties, but enhance the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

Let's see

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Idaho Central Credit Union

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Pacifica Lending

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VyStar Credit Union ATM

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Wells Fargo Bank

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Pioneer Federal Credit Union

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