Idaho Central Credit Union Payday Loans Review - Coeur D Alene, Idaho

Your personal information is safe with us
4.3 4 reviews

1327 W Appleway Ave, Coeur d'Alene, ID 83814, USA
+1 (208) 667-7722
www.iccu.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

Feedback about Idaho Central Credit Union?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Above-defined info provides the details about a definite lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Coeur D Alene, Idaho

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Coeur D Alene, Idaho are issued easily. The interest rate is dependent on the borrower's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Idaho Central Credit Union help issue a loan in Coeur D Alene, Idaho?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

28%
Healthcare Bills

32%
Traveling

24%
Car Repair

8%
Clothes

12%
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Coeur D Alene, id will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Coeur D Alene, Idaho

ATM - Umpqua Bank

6 N Main St, Kooskia, ID 83539, USA

+1 (866) 486-7782

locations.umpquabank.com

U.S. Bank Branch

1515 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 466-8931

locations.usbank.com

Tracy K Besler | Fairway Independent Mortgage Corporation Loan Officer

16130 N Merchant Way Suite 125, Nampa, ID 83687, USA

+1 (208) 989-6620

www.fairwayindependentmc.com

The Equitable Finance Company

1604 Garrity Blvd #101, Nampa, ID 83687, USA

+1 (208) 501-2252

www.equitablefinco.com

Sunwest Bank - Boise Loan Office

1299 N Orchard St Suite 203, Boise, ID 83706, USA

+1 (208) 322-6363

www.sunwestbank.com

East Idaho Credit Union

186 W Pine St, Shelley, ID 83274, USA

+1 (800) 727-9961

eastidahocu.org

Banner Bank

16292 N Marketplace Blvd, Nampa, ID 83687, USA

+1 (208) 463-4513

locations.bannerbank.com

Northwest Farm Credit Services

16034 Equine Dr, Nampa, ID 83687, USA

+1 (208) 468-1600

Rabo AgriFinance

5680 E Franklin Rd #225, Nampa, ID 83687, USA

+1 (888) 941-7244

www.raboag.com