Idaho Central Credit Union Payday Loans Review - Coeur D Alene, Idaho

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4.3 4 reviews

1327 W Appleway Ave, Coeur d'Alene, ID 83814, USA
+1 (208) 667-7722
www.iccu.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Above-defined info provides the details about a definite lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Coeur D Alene, Idaho

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Coeur D Alene, Idaho are issued easily. The interest rate is dependent on the borrower's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Idaho Central Credit Union help issue a loan in Coeur D Alene, Idaho?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Coeur D Alene, id will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Coeur D Alene, Idaho

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LendNation

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KeyBank

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Washington Trust Bank

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Canyon Financial of Caldwell

823 Specht Ave Suite 3, Caldwell, ID 83605, USA

+1 (208) 453-9290

canfinanceidaho.com

Pioneer Federal Credit Union

1624 Main St, Gooding, ID 83330, USA

+1 (208) 587-3304

www.pioneerfcu.org

D.L. Evans Bank

2281 Overland Ave, Burley, ID 83318, USA

+1 (208) 678-6000

dlevans.com

Cash Store

8170 W Overland Rd, Boise, ID 83709, USA

+1 (208) 376-7868

www.cashstore.com

U.S. Bank Branch

528 Cedar St, Wallace, ID 83873, USA

+1 (208) 752-1125

locations.usbank.com