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What people think about Bank of the West?
The process was effortless, straightforward. No surety needed. Thank you a lot. Love their online customer support. No issues. Would apply again.
Ms. Emmalee Hauck II
I want to say Many Thanks to the staff of Bank of the West. They offer quick solution to any unexpected money issues. Love them for their quick approval. Applied for a loan and got accepted although my credit was poor. I will certainly use this service if I need money in the future.
Bryce Feeney
Important
The above-given information provides the details about a definite company. The information below is about common information about payday loans.
Payday Loans in Boise, Idaho
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may turn out an easy and speedy solution to a short-term problem in Boise, Idaho. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few factors.
652%*
$1,000 (or 25% of gross monthly income)
Not Specified
Not Specified
Advantages of Bank of the West that offers payday loans in Boise, Idaho
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Boise, Idaho
U.S. Bank Branch
748 Blue Lakes Blvd N, Twin Falls, ID 83301, USA
+1 (208) 734-5810
locations.usbank.com
Idaho Central Credit Union
1327 W Appleway Ave, Coeur d'Alene, ID 83814, USA
+1 (208) 667-7722
www.iccu.com
Idaho Central Credit Union Mortgage Center
3436 S 25th E, Idaho Falls, ID 83404, USA
+1 (208) 478-3300
www.iccu.com
Idaho Central Credit Union Rexburg Innovation Center
175 W 2nd S Ste 104, Rexburg, ID 83440, USA
+1 (208) 478-3300
www.iccu.com
Cash Store
675 Kootenai Cutoff Rd Ste E, Ponderay, ID 83852, USA
+1 (208) 263-5585
www.cashstore.com