Idaho Department of Finance Payday Loans Review - Boise, Idaho

Your personal information is safe with us

800 E Park Blvd #200, Boise, ID 83712, USA
+1 (208) 332-8000
www.finance.idaho.gov
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Testimonials

What people think about Idaho Department of Finance?

Below you find some of the reviews of our clients.
Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Boise, Idaho

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Boise, Idaho. The interest rate will be set individually for each person and will depend on the personal data the applicant filled in.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Idaho Department of Finance that offers payday loans in Boise, Idaho

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Boise, id approve people with poor credit. You can request a bad credit payday loan online at any time of the day and if accepted could have the funds in your account within several hours.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Boise, Idaho

KeyBank

1020 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 466-8958

www.key.com

Cash Flow Partners

9407 N Government Way # 10, Hayden, ID 83835, USA

+1 (208) 762-3168

Umpqua Bank

365 10th St, Plummer, ID 83851, USA

+1 (208) 686-1921

locations.umpquabank.com

Rabo AgriFinance

237 Canyon Crest Dr, Twin Falls, ID 83301, USA

+1 (855) 420-7191

www.raboag.com

Idaho First Bank

250 S 5th St #150, Boise, ID 83702, USA

+1 (208) 947-0424

www.idahofirstbank.com

D.L. Evans Bank

1307 NW 16th St, Fruitland, ID 83619, USA

+1 (208) 452-5000

dlevans.com

Mountain West Bank - Hailey Office

206 N Main St, Hailey, ID 83333, USA

+1 (208) 578-0449

www.mountainwestbank.com

Check Into Cash

1230 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 465-2026

local.checkintocash.com

Idaho Title Loans, Inc.

382 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 463-9200

idahotitleloansinc.com