Idaho Central Credit Union Payday Loans Review - Boise, Idaho

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3.9 42 reviews

200 N 4th St, Boise, ID 83702, USA
+1 (208) 846-7000
www.iccu.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Testimonials

Feedback about Idaho Central Credit Union?

Here you see the feedback of our clients.
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Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Boise, Idaho

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Boise, Idaho are issued problem-free. The interest percentage is conditional on the client's personal information: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Idaho Central Credit Union help take out a payday loan in Boise, Idaho?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

32%
Healthcare Bills

36%
Traveling

27%
Car Repair

9%
Clothes

14%
Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the application. Payday loans in Boise, Idaho may help enhance your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Boise, Idaho

Idaho Central Credit Union

775 E Parkcenter Blvd, Boise, ID 83706, USA

+1 (208) 846-7000

www.iccu.com

Horizon Credit Union ATM

123 W Hanley Ave, Coeur d'Alene, ID 83815, USA

+1 (800) 852-5316

www.hzcu.org

KeyBank

910 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 234-5150

www.key.com

Idaho Title Loans, Inc.

382 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 463-9200

idahotitleloansinc.com

Westmark Credit Union

6034 Birch Ln, Nampa, ID 83687, USA

+1 (208) 465-7717

www.westmark.org

Umpqua Bank

147 W Main St, Grangeville, ID 83530, USA

+1 (208) 983-0600

locations.umpquabank.com

U.S. Bank ATM - Parma

200 N 3rd St, Parma, ID 83660, USA

+1 (800) 872-2657

usbank.com

World Finance

1982 Addison Ave E, Twin Falls, ID 83301, USA

+1 (208) 733-7580

www.loansbyworld.com

Mountain West Bank - Hailey Office

206 N Main St, Hailey, ID 83333, USA

+1 (208) 578-0449

www.mountainwestbank.com