Horizon Credit Union Payday Loans Review - Boise, Idaho

Your personal information is safe with us
2.5 16 reviews

9769 Emerald St, Boise, ID 83704, USA
+1 (800) 852-5316
www.hzcu.org
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Testimonials

Feedback about Horizon Credit Union?

Here you read the feedback of our clients.
Note

Pay Attention

Payday lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Boise, Idaho

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Boise, id. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Horizon Credit Union help issue a loan in Boise, Idaho?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Boise, id review this circumstance not a drawback to take out a loan. The borrower of a cash advance should be ready to objectively assess financial capabilities, issue a loan, repay the debt on schedule and not only handle current issues, but improve the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the loan. It takes seconds to see the outcome.

Let's see

Other Payday Lenders in Boise, Idaho

Latah Credit Union

875 Line St, Moscow, ID 83843, USA

+1 (208) 885-2786

latahcu.coop

Bank of Idaho

1230 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 232-5242

www.bankofidaho.com

Moneytree

113 Thain Rd, Lewiston, ID 83501, USA

+1 (208) 743-3500

locations.moneytreeinc.com

East Idaho Credit Union

418 W Fir St, Shelley, ID 83274, USA

+1 (800) 727-9961

eastidahocu.org

First Interstate Bank

30 W Prairie Ave, Coeur d'Alene, ID 83815, USA

+1 (208) 762-1155

locations.firstinterstatebank.com

Pioneer Federal Credit Union

3197 E 8th N, Mountain Home, ID 83647, USA

+1 (208) 587-3304

www.pioneerfcu.org

U.S. Bank ATM - Pinehurst

1 Country Club Ln, Pinehurst, ID 83850, USA

+1 (208) 682-2113

www.usbank.com

Washington Federal Bank

1460 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 467-6591

www.wafdbank.com

Westmark Credit Union

524 Pole Line Rd W, Twin Falls, ID 83301, USA

+1 (208) 733-5087

www.westmark.org