Horizon Credit Union Payday Loans Review - Boise, Idaho

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3.5 11 reviews

12598 W Explorer Dr, Boise, ID 83713, USA
+1 (800) 852-5316
www.hzcu.org
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Testimonials

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Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Above-specified info offers the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Boise, Idaho

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Boise, Idaho is taken out easily and fast. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Horizon Credit Union help take out a payday loan in Boise, Idaho?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Boise, id review this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on time and not only resolve current problems, but enhance the credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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