Idaho Central Credit Union Payday Loans Review - Boise, Idaho

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4.5 8 reviews

Organization owner?

650 W State St, Boise, ID 83702, USA

+1 (208) 846-7000

www.iccu.com

Monday

10AM–3:30PM

Tuesday

10AM–3:30PM

Wednesday

10AM–3:30PM

Thursday

10AM–3:30PM

Friday

10AM–3:30PM

Saturday

Closed

Sunday

Closed

Domain Info

What people think about Idaho Central Credit Union?

Below you read some of the opinions of our clients.

Note

Important

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Boise, Idaho

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Boise, Idaho. The entire process is easy. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Idaho Central Credit Union that offers payday loans in Boise, Idaho

24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval chances. 94% of borrowers are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

12%

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other factors. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the payday loan immediately.

Let's see