Idaho Central Credit Union Payday Loans Review - Boise, Idaho

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4.5 8 reviews

650 W State St, Boise, ID 83702, USA
+1 (208) 846-7000
www.iccu.com
Monday
10AM–3:30PM
Tuesday
10AM–3:30PM
Wednesday
10AM–3:30PM
Thursday
10AM–3:30PM
Friday
10AM–3:30PM
Saturday
Closed
Sunday
Closed
Testimonials

What people think about Idaho Central Credit Union?

Below you read some of the opinions of our clients.
Note

Important

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Boise, Idaho

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Boise, Idaho. The entire process is easy. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Idaho Central Credit Union that offers payday loans in Boise, Idaho

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other factors. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the payday loan immediately.

Let's see

Other Payday Lenders in Boise, Idaho

Global Credit Union

320 E Neider Ave, Coeur d'Alene, ID 83815, USA

+1 (208) 765-0606

www.globalcu.org

KeyBank

309 S 9th Ave, Caldwell, ID 83605, USA

+1 (208) 459-6315

www.key.com

Ace Financial

1820 E 17th St #380, Idaho Falls, ID 83404, USA

+1 (208) 552-2409

www.acefinancialloans.com

Mountain West Bank

1223 12th Ave Rd, Nampa, ID 83686, USA

+1 (208) 463-2974

www.mountainwestbank.com

U.S. Bank Branch

430 Main St, Marsing, ID 83639, USA

+1 (208) 896-4114

locations.usbank.com

Bank of Idaho

1411 Falls Ave E #115, Twin Falls, ID 83301, USA

+1 (208) 733-8800

www.bankofidaho.com

Principal Financial Group

6499 Van Buren St, Bonners Ferry, ID 83805, USA

+1 (208) 665-2255

www.principal.com

Northwest Farm Credit Services

1036 Erikson Dr, Rexburg, ID 83440, USA

+1 (208) 656-2100

East Idaho Credit Union

99 N Bridge St, St Anthony, ID 83445, USA

+1 (800) 727-9961

eastidahocu.org