Idaho Central Credit Union Payday Loans Review - Boise, Idaho

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3.9 33 reviews

Organization owner?

6328 W State St, Boise, ID 83703, USA

+1 (208) 846-7000

www.iccu.com

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–3PM

Sunday

Closed

Domain Info

Feedback about Idaho Central Credit Union?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Boise, Idaho

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Boise, id. They are issued at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Idaho Central Credit Union help take out a loan in Boise, Idaho?

Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Boise, Idaho. They estmate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

Let's see