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What people think about Pearl Hawaii Federal Credit Union (PHFCU)?
Great service, great rates, rate services.
Verda Hammes
Service members, veterans, etc DO NOT DO BUSINESS WITH PEARL HAWAII!!!
Delia Bednar
The staff is awsome very friendly.
Tyra King
Pay Attention
The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.
Payday Loans in Waipahu, Hawaii
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
It is simple and speedy to get approved for payday loans in Waipahu, Hawaii. The APR will be set specifically for each case and will depend on the personal information the borrower provided.
460%*
$600
Not Specified
32 days
Advantages of Pearl Hawaii Federal Credit Union (PHFCU) that offers payday loans in Waipahu, Hawaii
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.
Other Payday Lenders in Waipahu, Hawaii
HawaiiUSA Federal Credit Union
1226 College Walk, Honolulu, HI 96817, USA
+1 (808) 534-4300
locations.hawaiiusafcu.com
First Hawaiian Bank ATM (Minit Stop Paia)
123 Hana Hwy, Paia, HI 96779, USA
+1 (888) 844-4444
www.fhb.com
Hawaii Community Federal Credit Union
75-159 Hualalai Rd, Kailua-Kona, HI 96740, USA
+1 (808) 930-7700
www.hicommfcu.com
Easy Money EMG
310 Alamaha St Suite 1A & 1B, Kahului, HI 96732, USA
+1 (808) 871-6369
www.easymoneynow.com
Ko'olau Federal Credit Union
Kaneohe Station, 6699 Mokapu Rd, Kailua, HI 96734, USA
+1 (808) 254-3566
www.koolaufcu.org