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What people think about Pearl Hawaii Federal Credit Union (PHFCU)?
I like going there,its fast with really nice workers!!!..🤙🤙🤙
Magdalena Hauck
Employees will not acknowledge mistake.
Vivian D'Amore
Pay Attention
Above there is information about a exact loan provider. Below you can see common features of payday loans.
Payday Loans in Waianae, Hawaii
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans are the easiest loans to access in Waianae, Hawaii. The entire process is effortless. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.
460%*
$600
Not Specified
32 days
Advantages of Pearl Hawaii Federal Credit Union (PHFCU) that offers payday loans in Waianae, Hawaii
- 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your loan.
Other Payday Lenders in Waianae, Hawaii
Easy Cash Solutions
64-1032 Mamalahoa Hwy #101, Waimea, HI 96743, USA
CU Hawaii Federal Credit Union
75-5781 Kuakini Hwy, Kailua-Kona, HI 96740, USA
+1 (808) 933-6700
www.cuhawaii.com
American Savings Bank
75-5644 Palani Rd, Kailua-Kona, HI 96740, USA
+1 (800) 272-2566
www.asbhawaii.com
Territorial Savings Bank
95-1249 Meheula Pkwy # 168, Mililani, HI 96789, USA
+1 (808) 627-1431
www.tsbhawaii.bank
Hickam Federal Credit Union
98-1005 Moanalua Rd Suite 245, Aiea, HI 96701, USA
+1 (808) 423-1391
www.hickamfcu.org
Honolulu Federal Credit Union
3600 Aolele St, Honolulu, HI 96820, USA
+1 (808) 777-5646
www.myhocu.com