American Savings Bank Payday Loans Review - Laie, Hawaii

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3.7 15 reviews

55-510 Kamehameha Hwy, Laie, HI 96762, USA
+1 (800) 272-2566
www.asbhawaii.com
Friday
8AM–7PM
Saturday
9AM–3PM
Sunday
9AM–3PM
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM

Domain Info

Created Date

1998-12-17

Mailing Address

PO BOX 2300

HONOLULU

HI

96804-2300

United States

Company Name

American Savings Bank

American Savings Bank

Contact Data

techcontracts@asbhawaii.com

+1.8088464737

Testimonials

Feedback about American Savings Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Lending companies are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Laie, Hawaii

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and fast to issue payday loans in Laie, Hawaii. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will American Savings Bank help take out a payday loan in Laie, Hawaii?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Laie, Hawaii. They assess many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a definite cost of the loan.

Let's see

Other Payday Lenders in Laie, Hawaii

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Pacific Home Loans

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Bank of Hawaii

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Bank of Hawaii ATM

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First Hawaiian Bank Kahului Branch

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+1 (808) 877-2311

www.fhb.com

Bank of Hawaii ATM

35 Baldwin Ave, Paia, HI 96779, USA

+1 (888) 643-3888

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ATM - Hawaiian Financial FCU

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www.hificu.com

First Hawaiian Bank Wailea Branch

161 Wailea Ike Pl Ste A101, Wailea, HI 96753, USA

+1 (808) 874-7575

www.fhb.com

Bank of Hawaii ATM

4-1407 Kuhio Hwy, Kapaʻa, HI 96746, USA

+1 (888) 643-3888

www.boh.com