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What people think about Garden Island Federal Credit Union?
A couple of weeks ago I urgently needed $1000 to pay for a car repair. I filled out an application form via the website of Garden Island Federal Credit Union. I entered the basic personal information. No phone calls. The requested loan was approved within 10 minutes. The money was transferred to my bank account the next day. Great service!
Sarai White
Fast application. I only entered an ID and a bank account. Fast processing. The first time I was accepted for $500 only. Hope the limit will be more next time. APR is reasonable. Paid back the debt even before the due date. If desired, the term can be also extended.
Mrs. Alvera Flatley
I had problems with paying my bank loan and was not sure I would get accepted for a loan with Garden Island Federal Credit Union . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got approved!!! They literally saved my life.
Missouri Casper
Important
Now you can see general characteristics of payday loans.
Payday Loans in Koloa, Hawaii
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Koloa, Hawaii is are easy to access. The APR is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
460%*
$600
Not Specified
32 days
Advantages of Garden Island Federal Credit Union that offers payday loans in Koloa, Hawaii
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out payday loans?
Payday loans for bad credit
Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help individuals who have low credit scores or have no credit history. But we advise you that as with any debt you should only think about applying for a cash advance if you are confident that you can make payments on time.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.
Other Payday Lenders in Koloa, Hawaii
Kekaha Federal Credit Union
8254 Kekaha Rd, Kekaha, HI 96752, USA
+1 (808) 337-1433
www.kekahacu.com
Honolulu Federal Credit Union (HOCU)
2305 S Beretania St, Honolulu, HI 96826, USA
+1 (808) 777-5646
www.myhocu.com
First Hawaiian Bank Waikoloa Branch
68-1845 Waikoloa Rd, Waikoloa Village, HI 96738, USA
+1 (808) 883-8555
www.fhb.com
HawaiiUSA Federal Credit Union
41 E Lipoa St, Kihei, HI 96753, USA
+1 (808) 875-5700
locations.hawaiiusafcu.com