HawaiiUSA Federal Credit Union Payday Loans Review - Kihei, Hawaii

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3.4 10 reviews

41 E Lipoa St, Kihei, HI 96753, USA
+1 (808) 875-5700
locations.hawaiiusafcu.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-04-29

Mailing Address

1226 COLLEGE WALK

HONOLULU

HI

96817-3946

United States

Company Name

HawaiiUSA FCU

HawaiiUSA FCU

Contact Data

ithelpdesk@hawaiiusafcu.com

+1.8088448300

+1.8088448542

Testimonials

Feedback about HawaiiUSA Federal Credit Union?

Here you read the feedback of our clients.
Note

Pay Attention

Above-specified info offers the details about a certain lending company. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Kihei, Hawaii

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Problem-free financial products are considered as payday loans in Kihei, hi. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will HawaiiUSA Federal Credit Union help issue a loan in Kihei, Hawaii?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Kihei, hi will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Kihei, Hawaii

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First Hawaiian Bank Princeville Branch

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Bank of Hawaii ATM

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Edward Jones - Financial Advisor: Rob Lansdell, AAMS®

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+1 (808) 332-7469

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Territorial Savings Bank

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+1 (808) 235-0089

www.tsbhawaii.bank

Bank of Hawaii ATM

130 Papalaua St, Lahaina, HI 96761, USA

+1 (888) 643-3888

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Garden Island Federal Credit Union

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+1 (808) 742-6733

www.gardenislandfcu.com

Gather Federal Credit Union

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+1 (808) 245-6791

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Honolulu Federal Credit Union

3600 Aolele St, Honolulu, HI 96820, USA

+1 (808) 777-5646

www.myhocu.com