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What people think about Ko'olau Federal Credit Union?
I am a loyal customer of Ko'olau Federal Credit Union. It is very convenient to apply via the net. The APR was affordable. Their managers always reply in a timely manner.
Maynard Ruecker
I applied for the first payday loan in my life, was approved the same day despite the fact that I had debts already. I repaid it before the due date. Love this company for their competitive rates. Other lenders in my area charge sky high interest!
Chet Hoppe
They approve applicants immediately and transfer money the next day. But beware – they charge high fees for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Mr. Andrew Kulas
It decided to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via Ko'olau Federal Credit Union. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very good service.
Prof. Madison Mitchell
Pay Attention
The previous three items charactirize a certain financial institution. But below you can read common details about payday loans.
Payday Loans in Kailua, Hawaii
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
It is simple and fast to get approved for payday loans in Kailua, Hawaii. The interest rate will be set specifically for each client and will depend on the personal data the person provided.
460%*
$600
Not Specified
32 days
Advantages of Ko'olau Federal Credit Union that offers payday loans in Kailua, Hawaii
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval rates. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments punctually.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.
Other Payday Lenders in Kailua, Hawaii
First Hawaiian Bank Atm
68-1845 Waikoloa Rd, Waikoloa Village, HI 96738, USA
+1 (808) 883-8555
www.fhb.com
American Savings Bank
45-1144 Kamehameha Hwy, Kaneohe, HI 96744, USA
+1 (800) 272-2566
www.asbhawaii.com
First Hawaiian Bank ATM (Lahaina Cannery Mall)
1221 HI-30, Lahaina, HI 96761, USA
+1 (888) 844-4444
www.fhb.com