Honolulu Federal Credit Union (HOCU) Payday Loans Review - Honolulu, Hawaii

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4.7 14 reviews

Organization owner?

2305 S Beretania St, Honolulu, HI 96826, USA

+1 (808) 777-5646

www.myhocu.com

Friday

8:30AM–5PM

Saturday

9AM–1PM

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

gb7782jp56z@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Honolulu Federal Credit Union (HOCU)?

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Further there will be shown the details about not a definite lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Honolulu, Hawaii

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Honolulu, Hawaii is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will Honolulu Federal Credit Union (HOCU) help take out a payday loan in Honolulu, Hawaii?

24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Honolulu, hi will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance: