HomeStreet Bank Payday Loans Review - Honolulu, Hawaii

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3.5 6 reviews

2 S King St, Honolulu, HI 96813, USA
+1 (808) 537-9404
www.homestreet.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

1998-08-21

Mailing Address

601 UNION ST STE 2000

SEATTLE

WA

98101-1378

United States

Company Name

HomeStreet Bank

HomeStreet Bank

Contact Data

it_operations@homestreet.com

+1.2062644161

+1.2063894462

Testimonials

Feedback about HomeStreet Bank?

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Note

Pay Attention

Above-defined info offers the details about a certain lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Honolulu, Hawaii

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Honolulu, Hawaii are taken out problem-free. The interest rate is conditional on the borrower's personal information: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will HomeStreet Bank help issue a payday loan in Honolulu, Hawaii?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Honolulu, hi will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

Let's see

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locations.fhb.com