Pearl Hawaii Federal Credit Union (PHFCU) Payday Loans Review - Honolulu, Hawaii

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4.2 9 reviews

Airport Trade Center, 550 Paiea St #128, Honolulu, HI 96819, USA
+1 (808) 737-4328
pearlhawaii.com
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2004-03-21

Mailing Address

94-449 UKEE ST

WAIPAHU

HI

96797-4212

United States

Company Name

Pearl Hawaii Federal Credit Union

Pearl Hawaii Federal Credit Union

Contact Data

brandon@phfcu.com

+1.8082186274

+1.8082186295

Testimonials

Feedback about Pearl Hawaii Federal Credit Union (PHFCU)?

Here you read the feedback of our clients.
Note

Pay Attention

Above-specified info offers the details about a certain lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Honolulu, Hawaii

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Honolulu, Hawaii is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will Pearl Hawaii Federal Credit Union (PHFCU) help issue a loan in Honolulu, Hawaii?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this drawback is not implied as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial abilities to approve the form. Cash advance in Honolulu, Hawaii may help level up your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

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Bank of Hawaii ATM

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Cash Hawaii

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Easy Cash Solutions

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