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What people think about Locoga Federal Credit Union?
Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via Locoga Federal Credit Union. And I did. This was the best decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was effortless.
Alysson Cruickshank MD
I was embarrassed to borrow from my sister so I decided to apply for a cash advance via Locoga Federal Credit Union. Found them on the net and the user reviews were positive I have already applied 4 times and every time I was eligible same day. Very satisfied.
Bonita Huel
Good service with reasonable rates. They deposited the same day, as I expected. I will use Locoga Federal Credit Union again if I need financial assistance.
Arielle Senger
Pay Attention
The previous three items describe a specific lending service. But below you can read general data about payday loans.
Payday Loans in Valdosta, Georgia
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Valdosta, Georgia. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.
10% small loan cap
Advantages of Locoga Federal Credit Union that offers payday loans in Valdosta, Georgia
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.
Other Payday Lenders in Valdosta, Georgia
Security Finance
3830 Washington Rd #8, Martinez, GA 30907, USA
+1 (706) 210-9510
www.securityfinance.com
1st Franklin Financial
136 Main St Suite A, Georgetown, GA 39854, USA
+1 (229) 334-4500
locations.1ffc.com
1st Franklin Financial
596 GA-61 Suite D, Villa Rica, GA 30180, USA
+1 (770) 456-9797
locations.1ffc.com
World Finance
3620 Atlanta Hwy Suite 300, Athens, GA 30606, USA
+1 (706) 613-5080
www.loansbyworld.com
