First Effingham Bank Payday Loans Review - Rincon, Georgia

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4.6 12 reviews

Organization owner?

5671 GA-21, Rincon, GA 31326, USA

+1 (912) 826-5800

www.firstchatham.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Domain Info

Mailing Address

5335 Gate Parkway care of REGISTER.COM

Jacksonville

32256

United States

Contact Data

57809252@myprivatename.com

+1.5707088780

Testimonials

What people think about First Effingham Bank?

Below you see some of the opinions of our customers.

Note

Important

The above-given information provides the details about a precise company. The information below is about common information about payday loans.

Payday Loans in Rincon, Georgia

Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the best solution to your unexpected financial difficulties in Rincon , Georgia because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

10% small loan cap

Advantages of First Effingham Bank that offers payday loans in Rincon, Georgia

Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

19%

Treatment

14%

Vacation

11%

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can save people who have poor credit scores or have no credit score. But we remind you that as with any loan you should only think about applying for a payday loan if you are assured that you can make payments in good time.

To get accepted for a cash advance, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see