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What people think about Excel Federal Credit Union?
I asked Excel Federal Credit Union for a loan. Everything was done very quickly. Had the funds in my account the same evening. Employees are very competent. Good experience!
Mrs. Rebeka Nitzsche
Thank you Excel Federal Credit Union for helping me when I needed funds urgently to pay for business trip. I have applied through this company 2 times and everything was nice. This is the most credible lender with no hidden fees. Highly recommended!!!
Thora Schaefer
Recently I urgently needed $1000 to pay for a birthday gift. I submitted an application form via the website of Excel Federal Credit Union. I entered the basic personal detailed. No phone calls. The necessary amount was approved within 20 minutes. The money was transferred to my bank account within 3 hours. Great lender!
Rashawn Botsford
Easy application. I only entered an ID and a bank account. Immedaite approval. The first time I was approved for $300 only. Hope the available amount will be more next time. APR is reasonable. Paid off the debt . If desired, the term can be also extended.
Ubaldo Effertz
Important
Below you can read general information about payday loans and their common features.
Payday Loans in Norcross, Georgia
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Norcross, Georgia is are easy to access. The interest rate is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
10% small loan cap
Advantages of Excel Federal Credit Union that offers payday loans in Norcross, Georgia
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
- High approval rates. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit rating you may still get a payday loan. Such loans are designed to help meet the needs of applicants with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.
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