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What people think about Pioneer Credit Company?
I have already submitted an application to this lender 3 times and I was very satisfied with the rates. This is the only day and night service with competitive rates in my city.
Tabitha Lebsack
I am a regular customer of Pioneer Credit Company. It is very simple to apply via the net. The APR was reasonable. Their managers always respond right away.
Ken Stracke
Recently I experienced the most desperate situation in my life. I suddenly needed $600 to cover utility bills. This institution helped me immediately. They were the only institution that approved me for the requested amount. I sorted out all my troubles. I will 100% recommend this lender to my friends. Best service in my life.
Lilyan Robel
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Macon, North Carolina
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Macon, North Carolina is are simple to access. The APR is specific for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
36% APR small loan cap
Advantages of Pioneer Credit Company that offers payday loans in Macon, North Carolina
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific aspects. They will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
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