Nicholas Financial Inc Payday Loans Review - Lithia Springs, Georgia

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4 4 reviews
Loan agency in Lithia Springs, Georgia

560 Thornton Rd # 214, Lithia Springs, GA 30122, USA
+1 (770) 745-9012
nicholasfinancial.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD

CLEARWATER

FL

33759-1353

United States

Company Name

Nicholas Financial, Inc.

Nicholas Financial, Inc.

Contact Data

rrooks@nicfn.com

+1.7277260763

+1.7277262140

Testimonials

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Note

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Lithia Springs, Georgia

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Lithia Springs, Georgia is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

10% small loan cap

How will Nicholas Financial Inc help issue a payday loan in Lithia Springs, Georgia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Lithia Springs, Georgia. They rate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

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