487-Loan Payday Loans Review - Homerville, Georgia

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Loan agency in Homerville, Georgia

Homerville, GA 31634, USA
7 years in business
+1 (912) 487-5626
Testimonials

What people think about 487-Loan?

Below you see some of the opinions of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Homerville, Georgia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is trouble-free and speedy to get accepted for payday loans in Homerville, Georgia. The APR will be set individually for each case and will depend on the personal data the consumer entered.

APR

10% small loan cap

Advantages of 487-Loan that offers payday loans in Homerville, Georgia

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit rating. Payday loan approvals depend very much on other circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see

Other Payday Lenders in Homerville, Georgia

World Finance

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First Credit Co

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Bank of America (with Drive-thru services)

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World Finance

1970 W Spring St, Monroe, GA 30655, USA

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LoanSource

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+1 (800) 970-5626

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Lendmark Financial Services LLC

2600 N Columbia St Suite C-1, Milledgeville, GA 31061, USA

+1 (478) 454-2223

www.lendmarkfinancial.com

Nicholas Financial Inc

2 Park of Commerce Blvd # F, Savannah, GA 31405, USA

+1 (912) 920-8870

www.nicholasfinancial.com

Equity Auto Loan

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+1 (404) 501-0368

1st Franklin Financial

1265 Washington Rd NW, Thomson, GA 30824, USA

+1 (706) 595-9432

locations.1ffc.com