What people think about 487-Loan?
487-Loan seems reliable. At least they charge no hidden fees. This was the only company that approved me for a cash advance.
Andreanne Little DDS
Good service with affordable rates. They transferred immediately, as I expected. I will use 487-Loan again if I need financial assistance.
Tamara Stroman
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Below you can read general information about payday loans and their common characteristics.
Payday Loans in Homerville, Georgia
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
It is trouble-free and speedy to get accepted for payday loans in Homerville, Georgia. The APR will be set individually for each case and will depend on the personal data the consumer entered.
10% small loan cap
Advantages of 487-Loan that offers payday loans in Homerville, Georgia
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit rating. Payday loan approvals depend very much on other circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Homerville, Georgia
World Finance
3821 Washington Rd Ste D, Martinez, GA 30907, USA
+1 (706) 863-1229
www.loansbyworld.com
Bank of America (with Drive-thru services)
1635 S Lumpkin Rd, Columbus, GA 31903, USA
+1 (706) 687-6897
locators.bankofamerica.com
Lendmark Financial Services LLC
2600 N Columbia St Suite C-1, Milledgeville, GA 31061, USA
+1 (478) 454-2223
www.lendmarkfinancial.com
Nicholas Financial Inc
2 Park of Commerce Blvd # F, Savannah, GA 31405, USA
+1 (912) 920-8870
www.nicholasfinancial.com
1st Franklin Financial
1265 Washington Rd NW, Thomson, GA 30824, USA
+1 (706) 595-9432
locations.1ffc.com