Georgia Auto Pawn, Inc. Payday Loans Review - Dalton, Georgia

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5 96 reviews

Loan agency in Dalton, Georgia

Organization owner?

201 W Walnut Ave, Dalton, GA 30720, USA

7 years in business

+1 (706) 278-6560

georgiaautopawninc.com

Sunday

Closed

Monday

10AM–7PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–7PM

Saturday

10AM–4PM

Domain Info

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Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users get acquainted shared information about payday loans.

Payday Loans in Dalton, New York

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Dalton, New York are issued easily. The interest rate is dependent on the client's person-related data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Georgia Auto Pawn, Inc. help issue a payday loan in Dalton, New York?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

42%

Healthcare Bills

46%

Traveling

35%

Car Repair

12%

Clothes

17%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Dalton, ny consider this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be ready to objectively assess financial abilities, issue a loan, pay back the debt on a due date and not only cope with current issues, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

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