Phenix Finance Services Payday Loans Review - Columbus, Georgia

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4.2 26 reviews
Loan agency in Columbus, Georgia

4231 Macon Rd suite 20, Columbus, GA 31907, USA
7 years in business
+1 (706) 327-0010
www.phenixfinance-cashadvance.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

2019-01-11

Mailing Address

Georgia

United States

Testimonials

Feedback about Phenix Finance Services?

Here you read the reviews of our clients.
Note

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Columbus, New Jersey

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Columbus, New Jersey is issued simply and quickly. The interest rate is defined respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

30% usury cap

How will Phenix Finance Services help issue a loan in Columbus, New Jersey?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is called as bad credit history. But this drawback is not taken as the only one by payday lenders to take out a loan. The lender process many aspects such as financial solvency to approve the form. Payday loans in Columbus, New Jersey may help level up your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

Let's see

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