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What people think about Georgia Smith Finance Co.?
… Mrs Carolyn is the best and she will work with you.This is not a payday loan so pay it back in monthly installments and interest is very reasonable.The whole process is v …
Russ Stiedemann
Excellent service from company and staff Aretha Jones very helpful and friendly
Jermaine Nicolas
Great customer service and you're treated like family.
Leanne Bashirian
Excellent service from company and staff Aretha Jones very helpful and friendly
Dr. Carlos Pollich II
Great customer service and you're treated like family.
Nella Rau
Great people great place come see Antonio conley.
Eino Collins
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The above-given information provides the details about a precise company. The information below is about common information about payday loans.
Payday Loans in Columbus, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Payday loans may turn out an easy and fast solution to a short-term problem in Columbus, New Jersey. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.
30% usury cap
Advantages of Georgia Smith Finance Co. that offers payday loans in Columbus, New Jersey
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Columbus, Georgia
Security Finance
2424 Woodruff Farm Rd Spc D, Columbus, GA 31907, USA
+1 (706) 689-1900
www.securityfinance.com
Jackson Loan & Finance
3024 Martin L King Jr Dr C, Atlanta, GA 30311, USA
+1 (404) 696-7474
www.helpfulcash.com
Regional Finance
3412 Wrightsboro Rd Suite 902, Augusta, GA 30909, USA
+1 (706) 941-5999
branches.regionalfinance.com
Queensborough National Bank & Trust - Private Banking
1450 Greene St #103, Augusta, GA 30901, USA
+1 (706) 396-1810
www.qnbtrust.bank
Georgia's Own Credit Union
146 Mathewson Ave SW, Pelham, GA 31779, USA
+1 (800) 533-2062
www.dococu.com