Georgia Smith Finance Co. Payday Loans Review - Columbus, Georgia

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5 696 reviews
Loan agency in Columbus, Georgia

214 E 10th St B, Columbus, GA 31901, USA
7 years in business
+1 (706) 324-5674
georgia-smith-finance-co.business.site
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2017-04-17

Mailing Address

CA

United States

Company Name

Google LLC

Google LLC

Testimonials

What people think about Georgia Smith Finance Co.?

Below you find some of the testimonials of our customers.
Note

Pay Attention

The above-given information provides the details about a precise company. The information below is about common information about payday loans.

Payday Loans in Columbus, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans may turn out an easy and fast solution to a short-term problem in Columbus, New Jersey. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.

APR

30% usury cap

Advantages of Georgia Smith Finance Co. that offers payday loans in Columbus, New Jersey

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

Let's see

Other Payday Lenders in Columbus, Georgia

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Jackson Loan & Finance

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Regions Bank

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Regional Finance

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Queensborough National Bank & Trust - Private Banking

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+1 (706) 396-1810

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Georgia's Own Credit Union

146 Mathewson Ave SW, Pelham, GA 31779, USA

+1 (800) 533-2062

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TitleMax Title Pawns

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+1 (706) 262-5100

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Equity Resource Partners

122 Norwest Ct, Savannah, GA 31408, USA

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