Queensborough National Bank and Trust Company Payday Loans Review - Augusta, Georgia

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4.7 7 reviews
Organization owner?
4226 Columbia Rd, Augusta, GA 30907, USA
+1 (706) 863-2000
www.qnbtrust.bank
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

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Created Date
Mailing Address
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Testimonials

Feedback about Queensborough National Bank and Trust Company?

Here you see the reviews of our clients.

I submit an application quite often. I am satisfied with the terms. There is online round the clock service.

Clifford Heaney

It was significant to enhance the credi score, because there is practically no chance of getting a payday loan at a favorable interest rate. As a result, I contacted Queensborough National Bank and Trust Company. The rating improved after several loans paid off.

Prof. Elisha Deckow III

I apply very often. I am satisfied with the terms. There is online day and night service.

Mrs. Tanya Gaylord

Yesterday I needed extra money, I decided to contact Queensborough National Bank and Trust Company. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Silas Hettinger

Not the first time I use Queensborough National Bank and Trust Company. The service is competent. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It assists a lot when money is urgently needed.

Madge Towne

I often take out a cash advance to a card in Queensborough National Bank and Trust Company. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Major D'Amore

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Augusta, Maine

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Augusta, Maine are issued hassle-free. The interest percentage depends on the borrower's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Queensborough National Bank and Trust Company help issue a payday loan in Augusta, Maine?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial solvency to approve the request. Payday loans in Augusta, Maine may help level up your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the loan. It takes seconds to see the result.

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