Modern Finance & Loan Co Payday Loans Review - Augusta, Georgia

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Loan agency in Augusta, Georgia

Organization owner?

215 James Brown Blvd, Augusta, GA 30901, USA

7 years in business

+1 (706) 724-1493

Wednesday

9AM–12PM

Thursday

9AM–5PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Testimonials

Feedback about Modern Finance & Loan Co?

Here you read the feedback of our clients.

Note

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Augusta, Maine

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and fast to take out loans in Augusta, Maine. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Modern Finance & Loan Co help issue a loan in Augusta, Maine?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Augusta, Maine. They rate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a real cost of the loan.

Let's see