Excel Federal Credit Union Payday Loans Review - Atlanta, Georgia

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4.2 9 reviews

61 Forsyth St SW # 8B70, Atlanta, GA 30303, USA
+1 (770) 441-9235
www.excelfcu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Testimonials

Feedback about Excel Federal Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Payday lenders are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Atlanta, New York

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Hassle-free financial products are known as payday loans in Atlanta, ny. They are issued at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Excel Federal Credit Union help issue a loan in Atlanta, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to issue a loan. The lending company review many aspects such as financial solvency to approve the form. Cash advance in Atlanta, New York may help enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

Let's see

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