MIDFLORIDA Credit Union Payday Loans Review - Winter Haven, Florida

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2.8 28 reviews

5540 Cypress Gardens Blvd, Winter Haven, FL 33884, USA
+1 (863) 688-3733
www.midflorida.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10:30AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-12-12

Mailing Address

Florida

United States

Company Name

MIDFLORIDA FEDERAL CREDIT UNION

MIDFLORIDA FEDERAL CREDIT UNION

Testimonials

What people think about MIDFLORIDA Credit Union?

Below you read some of the reviews of our customers.
Note

Important

The previous three items charactirize a definite company. But below you can find general information about payday loans.

Payday Loans in Winter Haven, Florida

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and fast to get approved for payday loans in Winter Haven, Florida. The interest rate will be set specifically for each consumer and will depend on the personal data the applicant provided.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of MIDFLORIDA Credit Union that offers payday loans in Winter Haven, Florida

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Winter Haven, fl accept people with poor credit. You can request a bad credit payday loan on the net 24/7 and if successful could have the money in your account within a few hours.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

Let's see

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Synovus Bank

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Bank Trust

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Advance America

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Addition Financial

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