Guardians Credit Union Payday Loans Review - West Palm Beach, Florida

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5 4 reviews

10469 Southern Blvd, Royal Palm Beach, FL 33411, USA
+1 (561) 686-4006
www.guardianscu.coop
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2015-09-25

Mailing Address

Florida

United States

Company Name

PBC Credit Union

PBC Credit Union

Testimonials

Feedback about Guardians Credit Union?

Here you read the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in West Palm Beach, Florida

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in West Palm Beach, Florida is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Guardians Credit Union help take out a loan in West Palm Beach, Florida?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in West Palm Beach, fl will estimate other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

Let's see

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