Guardians Credit Union Payday Loans Review - West Palm Beach, Florida

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3.9 151 reviews

3469 Summit Blvd, West Palm Beach, FL 33406, USA
+1 (561) 686-4006
www.guardianscu.coop
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2015-09-25

Mailing Address

Florida

United States

Company Name

PBC Credit Union

PBC Credit Union

Testimonials

Feedback about Guardians Credit Union?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in West Palm Beach, Florida

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

This financial product in West Palm Beach, Florida is issued simply and quickly. The interest percentage is defined depending on the category of the client: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Guardians Credit Union help take out a payday loan in West Palm Beach, Florida?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in West Palm Beach, Florida. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a real cost of the loan.

Let's see

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