iTHINK Financial Payday Loans Review - Sebastian, Florida

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5 7 reviews

13600 US Hwy 1, Sebastian, FL 32958, USA
+1 (772) 581-3199
www.ithinkfi.org
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–6PM
Testimonials

What people think about iTHINK Financial?

Below you find some of the opinions of our customers.
Note

Pay Attention

Above there is information about a exact company. Below you can review common aspects of payday loans.

Payday Loans in Sebastian, Florida

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online payday loans can be the easiest solution to your temporary financial problems in Sebastian , Florida because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of iTHINK Financial that offers payday loans in Sebastian, Florida

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can help individuals who have bad credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a payday loan if you are sure that you can make payments in a timely manner.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

Let's see

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