Centennial Bank Payday Loans Review - Saint Cloud, Florida

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2.8 5 reviews

3552 13th St, St Cloud, FL 34769, USA
+1 (407) 957-2265
www.my100bank.com
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Testimonials

Feedback about Centennial Bank?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Saint Cloud, Florida

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in Saint Cloud, Florida are issued hassle-free. The interest rate depends on the customer's personal data: if you pay back more payday loans, the more favorable terms and rates payday lending companies offer.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Centennial Bank help take out a loan in Saint Cloud, Florida?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Saint Cloud, Florida. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

Let's see

Other Payday Lenders in Saint Cloud, Florida

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BankUnited

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Lending Bear

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Space Coast Credit Union

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+1 (321) 752-2222

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Wells Fargo Bank

13500 SW 120th St, Miami, FL 33186, USA

+1 (786) 242-0906

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ACE Cash Express

14546 W Dixie Hwy, Miami, FL 33161, USA

+1 (305) 956-3435

www.acecashexpress.com

Citizens First Bank

2420 Burnsed Blvd, The Villages, FL 32163, USA

+1 (352) 751-2035

www.citizensfb.com

Bank of America ATM (Drive-thru)

6564 Caroline St, Milton, FL 32570, USA

+1 (844) 401-8500

locators.bankofamerica.com