VyStar Credit Union Payday Loans Review - Saint Augustine, Florida

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3.8 23 reviews

3654 N Ponce De Leon Blvd, St. Augustine, FL 32084, USA
+1 (904) 420-5721
www.vystarcu.org
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about VyStar Credit Union?

Below you read some of the opinions of our clients.
Note

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Saint Augustine, Florida

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Online payday loans can be the easiest solution to your temporary financial difficulties in Saint Augustine , Florida because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of VyStar Credit Union that offers payday loans in Saint Augustine, Florida

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to getting a bank loan. A payday loan can rescue consumers who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are sure that you can afford payments in good time.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see

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