Ameris Bank Payday Loans Review - Saint Augustine, Florida

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4.3 11 reviews

2060 Florida A1A South, St. Augustine, FL 32080, USA
+1 (904) 322-5285
banks.amerisbank.com
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2005-10-06

Mailing Address

24 2ND AVE SE

MOULTRIE

GA

31768-4758

United States

Company Name

Ameris Bancorp

Ameris Bancorp

Contact Data

alertsnetsol@amerisbank.com

+1.2296166121

Testimonials

Feedback about Ameris Bank?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in Saint Augustine, Florida

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

It is simple and fast to issue payday loans in Saint Augustine, Florida. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Ameris Bank help issue a loan in Saint Augustine, Florida?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Saint Augustine, Florida. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

Let's see

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