Nicholas Financial, Inc. Payday Loans Review - Pensacola, Florida

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3.7 7 reviews

Organization owner?

2190 Airport Blvd, Pensacola, FL 32504, USA

5 years in business

+1 (850) 429-1660

www.nicholasfinancial.com

Friday
(Good Friday)

8:30AM–5:30PM

Hours might differ

Saturday

10AM–3PM

Sunday
(Easter)

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Domain Info

Mailing Address

2454 N MCMULLEN BOOTH RD

CLEARWATER

33759-1353

United States

Contact Data

rrooks@nicfn.com

+1.7277260763

+1.7277262140

Testimonials

What people think about Nicholas Financial, Inc.?

Below you find some of the opinions of our customers.

Note

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Pensacola, Florida

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Pensacola, Florida. Loans from payday lenders can get you cash quickly. Your APR will depend on a few factors.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Nicholas Financial, Inc. that offers payday loans in Pensacola, Florida

Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see