Advance America Payday Loans Review - Panama City, Florida

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4.9 104 reviews

Loan agency in Callaway, Florida

Organization owner?

811 N Tyndall Pkwy, Panama City, FL 32404, USA

+1 (850) 763-1910

www.advanceamerica.net

Friday
(Good Friday)

9AM–7PM

Hours might differ

Saturday

9AM–7PM

Sunday
(Easter)

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

What people think about Advance America?

Below you see some of the testimonials of our customers.

Note

Important

The previous three items describe a peculiar financial institution. But below you can find common data about payday loans.

Payday Loans in Panama City, Florida

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Panama City, Florida. Loans from payday lenders can get you money same day. Your interest rate will depend on several things.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Advance America that offers payday loans in Panama City, Florida

24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit score. Payday loan approvals depend very much on other factors. They will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the payday loan even before applying.

Let's see