Centennial Bank Payday Loans Review - Panama City, Florida

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3.4 12 reviews

2200 Stanford Rd, Panama City, FL 32405, USA
+1 (850) 522-4000
www.my100bank.com
Friday
(Good Friday)
9AM–3PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about Centennial Bank?

Below you read some of the opinions of our clients.
Note

Important

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Panama City, Florida

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online payday loans can be the best solution to your unexpected financial troubles in Panama City , Florida because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Centennial Bank that offers payday loans in Panama City, Florida

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on specific aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Panama City, Florida

Regions Bank

2385 Parr Dr, The Villages, FL 32162, USA

+1 (352) 391-6100

www.regions.com

Regions Bank

6650 Caroline St, Milton, FL 32570, USA

+1 (850) 365-9890

www.regions.com

ACE Cash Express

380 E 9th St #15, Hialeah, FL 33010, USA

+1 (305) 884-1066

www.acecashexpress.com

Principal Financial Group

5362 10th St, Malone, FL 32445, USA

+1 (850) 588-2686

Fast Payday Loans, Inc.

308 S Pine Ave, Ocala, FL 34474, USA

+1 (352) 840-9682

Drummond Community Bank

3882 W US Hwy 90, Lake City, FL 32055, USA

+1 (386) 755-5407

drummondbank.com

ACE Cash Express

1036 Dunn Ave Ste 50 Ste 50, Jacksonville, FL 32218, USA

+1 (904) 751-6999

www.acecashexpress.com

Barragan Gabrielle

288 Aragon Ave, Coral Gables, FL 33134, USA

+1 (305) 775-6495

TD Bank

26649 Silver Maple Pkwy, Wesley Chapel, FL 33543, USA

+1 (813) 994-7590

locations.td.com