Panama City Financial Services Inc Payday Loans Review - Panama City, Florida

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5 2 reviews
Loan agency in Panama City, Florida

631 US-231, Panama City, FL 32405, USA
7 years in business
+1 (850) 522-5930
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–6PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Testimonials

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Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Panama City, Florida

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Panama City, Florida is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Panama City Financial Services Inc help take out a loan in Panama City, Florida?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A adverse factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to issue a cash advance. The lender process many aspects such as financial solvency to approve the application. Payday loans in Panama City, Florida may help improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

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