VyStar Credit Union Payday Loans Review - Palm Coast, Florida

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3.5 59 reviews

305 Palm Coast Pkwy SW, Palm Coast, FL 32164, USA
+1 (386) 239-1240
www.vystarcu.org
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

What people think about VyStar Credit Union?

Below you find some of the testimonials of our clients.
Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Palm Coast, Florida

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Palm Coast, Florida is are simple to access. The APR is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of VyStar Credit Union that offers payday loans in Palm Coast, Florida

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit score. Payday loan approvals depend very much on specific circumstances. They will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Palm Coast, Florida

City National Bank - ATM

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+1 (239) 775-7383

Regions Bank

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First Choice Credit Union

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+1 (561) 641-0100

www.firstchoicecu.org

Grove Bank & Trust

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+1 (305) 858-6666

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Valley Bank

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locations.valley.com

Advance America

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+1 (352) 861-2600

www.advanceamerica.net

MIDFLORIDA Credit Union

20401 Bruce B Downs Blvd, Tampa, FL 33647, USA

+1 (866) 913-3733

www.midflorida.com

CenterState Bank

3615 Clyde Morris Blvd, Port Orange, FL 32129, USA

+1 (386) 761-9377

www.centerstatebank.com

MoneyGram

14546 W Dixie Hwy, North Miami Beach, FL 33162, USA

+1 (305) 956-3435

locations.moneygram.com