First Coast Acceptance Payday Loans Review - Palatka, Florida

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2.1 9 reviews
Loan agency in Palatka, Florida

248 US-17, Palatka, FL 32177, USA
7 years in business
+1 (386) 325-5626
Thursday
9AM–5:30PM
Friday
(Good Friday)
9AM–5:30PM
Hours might differ
Saturday
10AM–3PM
Sunday
(Easter)
Closed
Monday
9AM–5:30PM
Tuesday
9AM–6PM
Wednesday
9AM–5:30PM
Testimonials

Feedback about First Coast Acceptance?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Palatka, Florida

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Palatka, Florida is taken out easily and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will First Coast Acceptance help issue a loan in Palatka, Florida?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Palatka, fl will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

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