Bank of America (with Drive-thru services) Payday Loans Review - New Smyrna Beach, Florida

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2.1 21 reviews

1880 FL-44, New Smyrna Beach, FL 32168, USA
+1 (386) 428-0483
locators.bankofamerica.com
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–4PM
Hours might differ
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17

Fleming Island

FL

32003

United States

Company Name

Domain Administrator

Bank of America

Contact Data

domain.administrator@bankofamerica.com

+1.9049870917

+1.4692018592

Testimonials

What people think about Bank of America (with Drive-thru services)?

Below you see some of the reviews of our customers.
Note

Important

The previous three items charactirize a definite lender. But below you can find general data about payday loans.

Payday Loans in New Smyrna Beach, Florida

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in New Smyrna Beach, Florida. The entire process is easy. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Bank of America (with Drive-thru services) that offers payday loans in New Smyrna Beach, Florida

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help clients who have low credit scores or have no credit history. But we remind you that as with any debt you should only dare applying for a payday loan if you are sure that you can afford payments without delays.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.

Let's see

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PNC Financial

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CenterState Bank

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www.centerstatebank.com

GTE Financial

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Value Pawn & Jewelry

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stores.valuepawnandjewelry.com

Chase Bank

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ACE Cash Express

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www.acecashexpress.com

ACE Cash Express

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Keys Federal Credit Union, Stock Island

5300 Overseas Hwy, Key West, FL 33040, USA

+1 (305) 294-6622

www.keysfcu.org