Bank of America (with Drive-thru services) Payday Loans Review - Merritt Island, Florida

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1.8 59 reviews

Organization owner?

15 E Merritt Island Causeway, Merritt Island, FL 32952, USA

+1 (321) 459-2172

locators.bankofamerica.com

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

Domain Info

Mailing Address

5000 US HWY 17

Fleming Island

32003

United States

Contact Data

domain.administrator@bankofamerica.com

+1.9049870917

+1.4692018592

Testimonials

Feedback about Bank of America (with Drive-thru services)?

Here you read the reviews of our clients.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes people get acquainted common information about payday loans.

Payday Loans in Merritt Island, Florida

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Merritt Island, Florida is taken out simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Bank of America (with Drive-thru services) help issue a loan in Merritt Island, Florida?

Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Merritt Island, fl will assess other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

Let's see