Amscot - The Money Superstore Payday Loans Review - Melbourne, Florida

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3.9 11 reviews

Loan agency in Brevard County, Florida

Organization owner?

8530 N Wickham Rd #114, Melbourne, FL 32940, USA

+1 (321) 775-6247

www.amscot.com

Saturday

8AM–8PM

Sunday
(Easter)

9AM–6PM

Hours might differ

Monday

8AM–9PM

Tuesday

8AM–9PM

Wednesday

8AM–9PM

Thursday

8AM–9PM

Friday

8AM–9PM

Domain Info

Mailing Address

600 N WEST SHORE BLVD STE 1200

TAMPA

33609-1117

United States

Contact Data

itmanager@amscotfinancial.com

+1.81306376100

Testimonials

Feedback about Amscot - The Money Superstore?

Here you read the feedback of our customers.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Melbourne, Florida

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Melbourne, Florida is issued easily and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Amscot - The Money Superstore help issue a loan in Melbourne, Florida?

Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

18%

Healthcare Bills

20%

Traveling

15%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Melbourne, fl will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see