MIDFLORIDA Credit Union Payday Loans Review - Lakeland, Florida

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3.5 15 reviews

2100 Harden Blvd, Lakeland, FL 33803, USA
+1 (863) 688-3733
www.midflorida.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10:30AM–5PM

Domain Info

Created Date

1996-12-12

Mailing Address

Florida

United States

Company Name

MIDFLORIDA FEDERAL CREDIT UNION

MIDFLORIDA FEDERAL CREDIT UNION

Testimonials

Feedback about MIDFLORIDA Credit Union?

Here you read the reviews of our customers.
Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Lakeland, Georgia

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Problem-free financial products are known as payday loans in Lakeland, ga. They are taken out at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

10% small loan cap

How will MIDFLORIDA Credit Union help issue a payday loan in Lakeland, Georgia?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Lakeland, ga will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see

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