floridacentral Credit Union Payday Loans Review - Lakeland, Florida

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4.4 36 reviews

Organization owner?

4630 Florida Ave S, Lakeland, FL 33813, USA

+1 (863) 687-4166

floridacentralcu.com

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Domain Info

Mailing Address

3333 Henderson Blvd.

Tampa

Florida

33609

United States

Contact Data

webmaster@floridacentralcu.com

+813.8793333

Testimonials

Feedback about floridacentral Credit Union?

Here you see the feedback of our customers.

Note

Pay Attention

Payday lenders are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Lakeland, Georgia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Lakeland, Georgia is issued easily and quickly. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

10% small loan cap

How will floridacentral Credit Union help take out a loan in Lakeland, Georgia?

Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Lakeland, Georgia. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see