Valley Bank Payday Loans Review - Lakeland, Florida

Your personal information is safe with us
5 4 reviews

427 Florida Ave S, Lakeland, FL 33801, USA
+1 (863) 581-8888
locations.valley.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about Valley Bank?

Below you get acquainted with some of the reviews of our clients.
Note

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Lakeland, Georgia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

It is simple and speedy to get accepted for payday loans in Lakeland, Georgia. The APR will be set individually for each applicant and will depend on the personal data the client provided.

APR

10% small loan cap

Advantages of Valley Bank that offers payday loans in Lakeland, Georgia

  • 24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

Other Payday Lenders in Lakeland, Florida

Advance America

2158 58th Ave, Vero Beach, FL 32966, USA

+1 (772) 564-9190

www.advanceamerica.net

Millennium Bank Lake City Commons Branch

151 NW Commons Loop, Lake City, FL 32055, USA

+1 (866) 691-5646

millenniumbank.com

Walmart Money Center

Supercenter #1029, 6885 S Suncoast Blvd, Homosassa, FL 34446, USA

+1 (352) 628-4161

www.walmart.com

CCB Community Bank

1502 E John Sims Pkwy, Niceville, FL 32578, USA

+1 (850) 279-3886

www.bankccb.com

Navy Federal Credit Union - ATM

900 Dunn Ave Ste 16, Jacksonville, FL 32218, USA

+1 (888) 842-6328

www.navyfederal.org

Ocala Community Credit Union

2675 SE 36th Ave, Ocala, FL 34471, USA

+1 (352) 629-7596

www.ocalacommunitycu.com

The Check Cashing Store

1 W Hillsboro Blvd, Deerfield Beach, FL 33441, USA

+1 (954) 426-2274

thecheckcashingstore.com

Payday Loans Palm Harbor

OrangePointe Ave, Palm Harbor, FL 34683, USA

paydayloans247.online

Oportun

901 E 10th Ave, Hialeah, FL 33010, USA

+1 (786) 619-3224

oportun.com