Guardians Credit Union Payday Loans Review - Lake Worth Beach, Florida

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3.7 18 reviews

120 N Federal Hwy #105, Lake Worth, FL 33460, USA
+1 (561) 686-4006
www.guardianscu.coop
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2015-09-25

Mailing Address

Florida

United States

Company Name

PBC Credit Union

PBC Credit Union

Testimonials

Feedback about Guardians Credit Union?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Payday lenders are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Lake Worth Beach, Florida

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Lake Worth Beach, Florida are taken out easily. The interest rate is conditional on the client's personal data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Guardians Credit Union help take out a payday loan in Lake Worth Beach, Florida?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Lake Worth Beach, Florida. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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